Suite 153 · Messenger & Instagram

Facebook and Instagram DMs, answered in minutes

Conversational AI for Facebook Messenger and Instagram DMs that replies to the messages your posts and ads generate, answers general questions, collects details with consent and books a loan officer, all inside the same CRM inbox as your other channels.

Instagram DMSample conversation
  1. Borrower Saw your post about first-time buyers. Is 3% down a real thing?
  2. AI assistant Hi! I’m the team’s AI assistant. Some loan programs allow low down payments for qualified first-time buyers, but what you qualify for depends on your situation. A loan officer can walk you through options. Want a quick call?
  3. Borrower Yeah but I work till 6.
  4. AI assistant No problem. Rosa has 6:30 PM on Thursday. Want it? I’ll need a phone number to send the confirmation.
  5. System Booked · contact created with source: Instagram post
Sample Instagram DM after a first-time buyer post. Illustrative sample written by our team; not a real borrower.

How it works

How Facebook & Instagram DMs works, step by step

Tolly holding a phone full of direct-message bubbles
  1. Stage 1 of 4

    Connect your pages

    You connect your Facebook Page and Instagram professional account during onboarding, under your own business account.

  2. Stage 2 of 4

    DM arrives

    A comment-to-DM, an ad reply or a direct message lands in the CRM inbox with the post or ad it came from.

  3. Stage 3 of 4

    AI replies

    Answers general questions within the platform’s messaging rules, asks what the person is looking for and offers a call.

  4. Stage 4 of 4

    Handoff and booking

    Books the LO’s calendar or alerts a human to take over in the same conversation.

Compliance notes

Rules this channel lives by

General information to discuss with your compliance team, not legal advice.

Meta platform policies

Automated replies stay within Meta’s messaging rules and windows; promotional follow-ups outside them are not sent.

Housing ads category

Meta requires mortgage and housing ads to run in its special ad category with limited targeting. That is an ads setting your team controls; the AI never changes targeting.

AI disclosure

The first reply says it is an AI assistant.

Consent

Moving the conversation to text or phone requires the person’s agreement, saved on the contact.

More detail: our AI disclosure and the AI chat and texting compliance guide.

What a conversation looks like

Helpful, brief and handed to a human

The sample on this page is written by our team to show tone and guardrails: general information, no rate quotes, consent before follow-up, and a licensed loan officer for anything specific.

  • Introduces itself as an AI assistant
  • Declines rate, approval and advice questions politely
  • Offers a specific time with a specific LO
  • Saves a summary to the CRM
What the AI Never Does: No rate quotes, No approvals, No loan advice, Hands off to a human. Infographic with Tolly the puffin.
What the AI never does: no rate quotes, no approvals, no loan advice; it hands off to a human.

Honest limits

What it can do, and what it never will

It can

  • Reply to Messenger and Instagram DMs
  • Know which post or ad started the conversation
  • Collect details with consent
  • Book or hand off to a human
  • Keep every message in the CRM inbox

It never will

  • Quote interest rates, APRs or payments
  • Pre-approve, approve or deny anyone
  • Give loan, tax, legal or financial advice
  • Pull credit or collect a Social Security number
  • Pretend to be a human when asked

Setup

What we set up, with you

Done for you, trained on your group’s own information and approved by your team before it answers anyone.

  1. 01

    Account access

    You keep ownership of your Page and Instagram account and grant messaging access to the suite.

  2. 02

    Platform rules

    Replies follow Meta’s messaging policies, including the standard response window for automated messages.

  3. 03

    Ad compliance

    Your ads still need your compliance review; the AI only handles the conversation after someone messages you.

Pricing

AI Conversation Desk: $289/mo

Per suite, shared by every LO and inbox in the group. One-time setup $690. Or get AI Engine Complete (receptionist + conversation desk) for $529/mo, or $449/mo with any Suite plan.

Ask the front desk

Questions about Facebook & Instagram DMs answered

  1. YouCan AI answer Facebook and Instagram DMs for loan officers?
    Funnel Suite team

    Yes, within Meta’s messaging policies. The AI replies to messages people send your Page or Instagram professional account, answers general questions, collects details with consent and books or hands off to a licensed LO.

  2. YouDoes it post or comment for us?
    Funnel Suite team

    No. It only replies to direct messages. Posting stays with your team (or our social content add-on if you ever choose one).

  3. YouDo we need a business account?
    Funnel Suite team

    Yes: a Facebook Page and an Instagram professional account that you own.

  4. YouWhat about Meta’s housing ad rules?
    Funnel Suite team

    Mortgage ads on Meta must run in the special ad category for housing with restricted targeting. That is set in your ads account; the AI only handles conversations after someone messages you.

  5. YouCan each LO have their own Instagram connected?
    Funnel Suite team

    Yes, if the LO has a professional account and your company policy allows it. Messages route to that LO’s pipeline.

  6. YouWhat does it cost?
    Funnel Suite team

    Part of the AI Conversation Desk with website chat, SMS and TikTok. See pricing below.

  7. YouWill it reply to everyone?
    Funnel Suite team

    It replies to new messages within the platform’s allowed window. Spam and abusive messages can be filtered.

  8. YouCan a person reply instead?
    Funnel Suite team

    Yes. A human can take over any conversation in the CRM inbox at any time.

Hear Facebook & Instagram DMs trained on your branch

On the walkthrough we’ll show a sample conversation built from your own website content and your rules for handoff.

Free 30-minute walkthrough · no obligation · reply within 1 business day