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Bramblecove / VA loans

VA loans

A VA home loan is a mortgage partly guaranteed by the U.S. Department of Veterans Affairs for eligible veterans, service members and some surviving spouses. Many eligible borrowers can buy with no down payment and no monthly mortgage insurance; a funding fee usually applies unless exempt.

At a glance

  • Often no down payment for eligible borrowers
  • No monthly mortgage insurance
  • A one-time funding fee usually applies
  • Start with your Certificate of Eligibility

Common questions

How do I get my Certificate of Eligibility?

Your loan officer can usually request it for you, or you can apply through the VA.

Can I use VA more than once?

Often yes. Entitlement rules apply; ask your loan officer to review your situation.

Are there condo restrictions?

Condos generally need to be VA-approved. Your loan officer can check a project.

General information only, not an offer to lend. Eligibility, terms and costs depend on your situation; talk to a licensed loan officer.